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ID Watchdog from Equifax

Help employees and their families fight identity fraud with ID Watchdog

  • App
  • Service
Overview Features Support & Terms

What is ID Watchdog from Equifax?

No one is immune to identity theft, which is why identity theft protection can be a valuable addition to your employee benefits package.  With ID Watchdog, you can help your employees and their families better protect and monitor their identities with:

  • Advanced Identity Theft Detection: Monitoring features that scour billions of data points—public records, transaction records, social media and more—to search for signs of potential identity theft.
  • Greater Protection & Control: Lock & block features to help keep identity thieves from opening new accounts in your name.
  • Digital Identity & Device Protection: Top-ranked device security, personal VPN, and password manager tools to help you protect your devices, online activity, and credentials from online threats including viruses, malware, and ransomware.

Fully Managed Identity Restoration: If you become a victim, you’ll have access to a certified resolution specialist to manage your case until it is resolved.

ID Watchdog offers both individual and family plans. Click here to learn more.

Special employee rates are available to you as an isolved client.

What are the benefits of using ID Watchdog from Equifax?

ID Watchdog plans include over 25 features to help employees monitor and protect their identities. Employees can choose from individual and family plans.

  • ID Watchdog Essentials Plan: Better safeguard your identity with essential identity theft protection features.

Key features include:

      • 1-Bureau Credit Report Monitoring
      • Equifax Credit Report Lock1
      • Identity monitoring (such as Dark Web, Subprime Loans, High-Risk Transactions and more)
      • Up to $1 Million Identity Theft Insurance2
      • Dedicated Resolution Specialists
  • ID Watchdog Platinum Plus: Take your identity protection to the next level with even more features to help fight fraud.

All of the features in Essentials, plus:

      • 3-Bureau Credit Report Monitoring3
      • Multi-Bureau Credit Report Lock1
      • Subprime Loan Block4 (within the monitored lending network)
      • Device Security & Online Privacy
      • Personal VPN
      • Up to $2 Million Identity Theft Insurance2

Click here to see a full list of features by plan.

(1) Locking your Equifax or TransUnion credit report will prevent access to it by certain third parties. Locking your Equifax or TransUnion credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax or TransUnion credit report include: companies like ID Watchdog and TransUnion Interactive, Inc. which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state, and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer’s identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of preapproved offers, visit (2) The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits ( (3) Monitoring from Equifax® will begin on your plan start date. TransUnion® and Experian® will take several days to begin after you create an online account. (4) The monitored network does not cover all businesses or transactions.

The ID Watchdog customer care team is available 24 hours a day, 7 days a week, 365 days a year. Employees can speak to a live US-based customer care agent whenever they need help.

To review the ID Watchdog Terms & Conditions, click here.

To review the ID Watchdog Privacy Policy, click here.

If you are an employer interested in learning more about this app, please use the Contact Us button above to be connected.

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