Kotapay
Secure electronic payment solutions only a financial institution can provide
Who is Kotapay?
Founded in 1993 in Fargo, ND, Kotapay has been serving customers coast-to-coast with ACH payment solutions. Behind the scenes of an electronic transaction, multiple financial institutions, including the Federal Reserve Bank, form a complex network to ensure the movement of funds.
Kotapay seamlessly manages the transactions, to ensure your funds reach their intended destination. As a division of First International Bank & Trust, Kotapay brings additional safety and security to your transactions that only a financial institution can provide.